Homeowners Liability Insurance in Pflugerville, TX and Beyond
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Homeowners Liability Insurance Information
Serving Texas, Florida, Illinois, California, Georgia & 30 other states
Homeowners insurance policies are package policies, which means they provide both property damage and liability protections. Homeowners liability insurance can help financially protect you against the various liability risks you may face as a homeowner. Contact Integrity Network Insurance Group today to learn more about home insurance and its liability protections.
What Does Homeowners Liability Insurance Cover?
The liability portion of your policy helps cover lawsuits for bodily injury or property damage that you or your family members may cause, as well as any medical expenses incurred by guests injured at your home. It pays for both the cost of litigation and any court awards, up to the limit of your policy.
- Personal liability—If you are sued due to a covered incident, your homeowners insurance coverage may pay your legal costs and possibly the damages for which you’ve been found responsible, up to your coverage limits.
- Medical expense coverage—If someone is injured on your property, your homeowners insurance may help pay their medical bills, even if they have health insurance. Because this is no-fault coverage, the injured individual may submit their medical bills to your insurer without filing a claim against you.
Every policy is different. Please reach out to your agent to discuss what may or may not be covered under the liability portion of your policy.
How Much Homeowners Liability Insurance Do I Need?
Integrity Network Insurance Group will work with you to determine how much coverage is appropriate. You may also choose to add umbrella insurance, which can provide additional coverage for liability coverage that exceeds your home or auto insurance policy limits.
How Do I Get Homeowners Liability Insurance?
Call us today at 512-989-6006 to speak with one of the Integrity Network Insurance Group agents. We can help determine what coverage provides you with the best protection.