Low Cost Life & Health Insurance - Round Rock, Pflugerville, Greater Austin & across the state of Texas
One of the most important financial-planning moves you can make is to purchase Life and Health Insurance. Health insurance protects you and your family when the time comes where you become ill or injured. A serious injury or illness can become an overwhelming financial burden for your family. Likewise, Life insurance provides for your family after you are gone. It gives you a peace of mind that they will be cared for.
Round Rock Health Insurance
There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses. Most cover prescription drugs and some also offer dental coverage.
Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily Living–sometimes referred to as ADLs. In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.” Long term care insurance is also an available protection.
Round Rock Life Insurance
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.
Integrity Network Insurance Group, LLC
Integrity Network Insurance Group, LLC provides Health Insurance and Life Insurance to Round Rock, Pflugerville, Austin and the surrounding areas of Texas. As an independent insurance agent, we will market your insurance with multiple insurance providers to find your business the best insurance product for your business for the most affordable price.
Give Integrity Network Insurance Group, LLC a call at 512-989-6006 and let us help protect you and your family located in the Round Rock, Pflugerville, Austin, and surrounding areas. We look forward to discussing your Round Rock Life and Health Insurance needs!
Contact us today!
|900 Mountain View Dr.
Pflugerville, TX 78660
|Phone Number (512) 989-6006
Fax Number (512)343-0352