Business & Commercial Insurance
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Business & Commercial Insurance Information
Serving Texas, Florida, Illinois, California, Georgia & 30 other states
Commercial business Insurance protects you and your business against any potential risks that your business may have. There are many types of business insurance products including commercial auto, workers compensation, and general liability insurance. Business insurance will protect your business and employees against any losses that may be caused by the company if a client is not satisfied with your product. It also protects you against any lawsuits that may be brought against your company.
Commercial Auto Insurance
As a business owner, you need the same kinds of insurance coverages for the car
you use in your business as you do for a car used for personal travel -- liability, uninsured/underinsured motorists' personal injury protection, comprehensive, and collision. Our carriers provide all regulatory filings for your business.
Many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. General liability insurance will protect your business if an employee or the business were to be sued. This part of business insurance can help prevent a legal suit from turning into a financial disaster
Workers Compensation Insurance
provides payments to workers who are injured on the job, without regard to who was at fault in the accident. Workers compensation also protects the employee for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents. Workers Compensation not only covers the employees, but it also can include the business owner(s).
Insurance information for the savvy consumer