For quick, easy PayPal payments, use the button below!


View Privacy Policy
Call Us 512-989-6006 ☰ ˟
512-989-6006
800-473-8962
 
Logo
Social Social Social Social
  • Home
  • Get A Quote
  • What We Offer
    • Trucking
    • Commercial Auto
    • Business & Commercial
    • Business Owners Policy (BOP)
    • Bonds
    • Automobile
    • HomeownersImage of right arrow
      • Homeowners Liability
  • Blog
  • Resources
    • Customer Service Forms
    • Claim Information
    • Make a Payment
    • Refer a Friend
    • Join Our Newsletter
    • Insurance Glossary
  • About Us
    • About Integrity Network Insurance Group, LLC
    • Location Map
    • Privacy Policy
  • Contact
Home > Blog > 3 Ways to Save on Business Insurance
FRIDAY, JANUARY 3, 2014

3 Ways to Save on Business Insurance

Round Rock Business InsuranceThis economy has been tough on many businesses, particularly small ones that don’t generate as much income as larger companies. However, insurance is still an important consideration for every business. Think about the costs of rebuilding after a fire or the losses incurred after an overnight theft. These expenses can quickly exceed the cost of insurance, and can even mean closing business doors in extreme cases. Rather than getting rid of valuable coverage, try these three tips for saving on insurance premiums.
  1. Bundle your policies: Insurance companies want more business from customers, and bundling all of your policies with a single insurer is giving that company what it wants. This often means discounts across the board on your policies.  Another bundling option for small businesses is called a business owner’s policy (BOP), which is a single policy that includes property and liability coverage, along with additional coverages of your choice. This option is often a cheaper way to get comprehensive coverage for businesses that employ fewer than 100 employees and earn less than $1 million annually.
  2. Pick a higher deductible: A deductible is the expense a covered business is responsible for paying when filing a claim; the insurer will cover the rest of the costs following a covered event (up to policy limits). Choosing a higher deductible will often decrease monthly premiums, but it also means that your business will have to pay a higher amount when making a claim. It’s recommended that you pick the highest amount that your business can feasibly afford at any given time so you can enjoy lower premiums year-round.
  3. Install security features: Insurance companies calculate premiums by how much of a potential risk a business poses. You can reduce the risk of a covered event occurring on business property by installing security features, such as burglar alarms, security cameras, smoke alarms, fire sprinklers, a stronger firewall on computers, etc. These devices will require an initial investment, but they help make your business much more secure. This added security can reduce your premiums and/or qualify your business for a safety discount.
Learn how you can save on comprehensive coverage today. Call Integrity Network Insurance Group at (512) 989-6006 for more information on Round Rock business insurance.
Posted 7:07 PM

Tags: business insurance, commercial insurance, saving business costs, business insurance discounts
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013

  • trucking insurance(49)
  • insurance(47)
  • integrity network insurance group(41)
  • commercial auto insurance(39)
  • texas(36)
  • coverage(26)
  • round rock(20)
  • business insurance(13)
  • austin(13)
  • round rock business insurance(11)
  • safety(10)
  • commercial(10)
  • round rock home insurance(8)
  • truck insurance(8)
  • protection(7)
  • trucking(7)
  • commercial insurance(6)
  • liability(6)
  • auto insurance(6)
  • texas insurance(6)
  • round rock tx insurance(5)
  • auto(5)
  • pflugerville business insurance(5)
  • round rock health insurance(4)
  • transportation(3)
  • security(3)
  • commercial auto(3)
  • austin business insurance(3)
  • round rock auto insurance(3)
  • workers compensation(3)
  • home insurance(3)
  • truck(3)
  • health insurance(3)
  • companies(3)
  • life insurance(3)
  • bobtail insurance(3)
  • discounts(3)
  • tips(3)
  • rv insurance(2)
  • pflugerville home insurance(2)
  • car(2)
  • employee(2)
  • austin home insurance(2)
  • risk(2)
  • cargo insurance(2)
  • general liability insurance(2)
  • winter(2)
  • car battery(2)
  • collision(2)
  • flood insurance(2)

View Mobile Version
Logo
Quick Links
Home Our Products Customer Service Payment Options Report a Claim
About Us Refer A Friend Our Carriers Blog Contact Us
Location
1315 Grand Avenue Parkway
Suite 101
Pflugerville, TX 78660

Phone: (512) 989-6006
Fax: (512) 343-0352

In California dba Integrity Network Insurance Solutions License #: l92415


Integrity Network Insurance Group, LLC BBB Business Review
Social Social Social Social
© Copyright. All rights reserved.
Powered by Insurance Website Builder